<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=3257513757820642&amp;ev=PageView&amp;noscript=1">

WHICH BANK SAVINGS INTEREST RATE IS THE HIGHEST IN JULY 2023?

WHICH BANK HAS THE HIGHEST SAVINGS INTEREST RATE IN JULY 2023?

Which bank offers the highest savings interest rate? This topic is of great interest, especially during an economic crisis when households are tightening their budgets and seeking ways to accumulate and save. The following article will provide readers with the most detailed interest rate table of banks in Vietnam as of July 2023.

BANG LAI SUAT TIET KIEM NGAN HANG-01

 

1. Updated Bank Savings Interest Rates as of July 2023

Since June 19, 2023, the State Bank has implemented a policy to reduce interest rates. Consequently, banks have simultaneously lowered interest rates across various terms. By July 2023, interest rates continued to decline. Refer to the bank savings interest rate table updated as of July 2023 below.

 

BANG LAI SUAT TIET KIEM NGAN HANG-02

 

Source: Industry and Trade Newspaper - The press agency of the Ministry of Industry and Trade of Vietnam

As of July 2023, PVcombank has the highest savings interest rate in the market - 11.5% per annum. The condition to enjoy this interest rate is a deposit of over 2,000 billion VND with a term of 12 and 13 months. If the deposit is under 2,000 billion VND, PVcomBank applies an interest rate of 7.2% per annum.

The bank with the second-highest interest rate is ABBANK - 10.9%. The condition to benefit from this interest rate is a deposit of at least 1,500 billion VND with a 13-month term - interest paid at the end of the term.

2. Updated Savings Interest Rates of the Most Prestigious Banks

Saving money in banks is the least risky, stable, and safest form of investment. Below are the top 5 reputable banks where you can confidently save your money.

Vietcombank

Vietcombank is currently one of the largest banks in Vietnam. Vietcombank offers a 6-month term interest rate of 5.2% and a 12-month term rate of 6.3%.

Techcombank

Techcombank is considered the most prestigious joint-stock commercial bank in Vietnam and one of the leading banks in Asia. Techcombank is highly rated with an interest rate of 6.9% for terms from 6 to 12 months.

Vietinbank

Vietinbank is among the top 2 banks with the largest charter capital in the industry. Currently, Vietinbank applies a 6-month term interest rate of 5% and a 12-month rate of 6.3%.

VP Bank

As part of the young and dynamic group of joint-stock commercial banks, VP Bank is gradually affirming its position as a strong bank. The interest rate of this bank is also highly rated with 6.7% for a 6-month term and 12 months.

MB Bank

Military Bank MB currently has quite competitive interest rates among the most prestigious and safest banks, specifically 6.4% for a 6-month term and 7% for a 12-month term.

3. Join Anfin to Enjoy Attractive Interest Rates up to 7.2% per annum

Besides saving money in banks, participating in savings on the Anfin app is also an attractive investment option. By registering an account and participating in savings on Anfin, you will receive an interest rate of up to 8.5% per annum.

In addition to savings products, you can also choose other financial products on Anfin such as stocks and fund certificates to diversify portfolios and optimize investment returns.

Visit the Anfin app now to experience the safest, fastest, and most convenient financial investment!

 

Đầu tư tích lũy đơn giản và nhanh chóng với Anfin

  • Mở tài khoản chỉ mất vài phút
  • Đầu tư tích lũy chỉ từ 10.000đ
  • Học kiến thức và theo dõi tin tức cùng Cộng đồng miễn phí

Đăng ký cập nhật thông tin từ Anfin

Anfin sẽ thường xuyên cập nhật qua email cho bạn những thông tin và bài viết mới nhất.
send

Cảm ơn bạn đã đăng ký

Anfin sẽ thường xuyên cập nhật qua email cho bạn những thông tin và bài viết mới.

Tải Anfin ngay để bắt đầu hành trình
đầu tư an toàn và đơn giản ..